Do you want to take out a Homeowners' Permit? Many Jurisdictions have become stricter in recent years and has enforced more requirements for pulling a homeowners' permit. Here are the top reasons why you should pull a Permit on the Do-it-Yourself work in your own home.
Resale & Resale Value
Selling your home? Buyers & Sellers can lose out on a home transaction if the home does not have a permit for the work completed. Many contracts fall through because the banks are under strict rules and regulations and want proof there has been a permit pulled for the work completed. If you are planning on reselling your home it is important to work under a permit. Homes that are newly renovated with Permits can sell for well over market value in todays economy. Permits equal more money for your home and will assist you in selling your home for the asking price without any glitches.
Prevent Future Fines
You might think that you can renovate without being caught but it only takes one disgruntle neighbor to notice you are doing work to call the police to complain. Garbage collectors, utility workers, and police also look for permit signs on the doors of homes that are undergoing construction. There are so many ways for homeowners to get caught doing construction without a permit. You might believe you are keeping your tax assessment low by not pulling the permits for the work but if you do get caught some jurisdictions will charge you for all of the county back taxes.
Peace of mind that everything is up to code
If for no other reason, please pull a permit for the safety and welfare of your family. Sometimes the inspectors can be helpful and find mistakes in the construction, wiring, and plumbing that could save you from future problems. Home inspectors are not the enemy. Building codes are put in place for one reason, YOUR SAFTEY. Faulty wiring can lead to electrical fires. Faulty plumbing can cost you thousands in water damage. Knocking down a bearing wall can create all sorts of issues with the roof or floor system. Do you really want to take any risks?
Possible Energy Savings
Are you finishing a basement or replacing an exterior door or window? Over the years, Municipalities have added several codes that help homeowners' save with Energy Costs. Your local jurisdiction will help guide you in selecting insulation that is best for the energy efficiency of your home. Inspectors will also give you pointers on areas that might need to be fixed where cold air could seep-in or escape.
Denver Permitting Process - Rules & Exams
You must be listed on the county assessor website as the Homeowner. A Power-of-Attorney also has the right to pull a homeowners' permit but you must provide the right documentation. You are allowed to have one designated worker to help you but you cannot pay them.
You must sign an affidavit saying you will stay in the home for one-year after the renovation has been completed. This is to help minimize poor construction with homeowners wishing to flip homes for high-dollars.
You must take a FREE homeowners exam for areas in which you are doing yourself. If you do not pass an area you must hire a licensed professional to complete the work. That licensed professional needs to pull the permit for that specific area.
You must submit the following: A floor plan with dimensions and labels that indicate the existing layout. A drawing that indicates all of the areas that you propose changes. A stamped letter of structural integrity from a licensed professional if altering a load bearing wall.
You must pay a fee based on the work completed. Once you have been approved you may begin the work on your home. After each stage of construction make sure you get signed off from the building inspector.
Items that Don't need a Permit
If your project only involves replacing (like-for-like) exisiting cabinets, countertops, flooring, plumbing and/or electrical fixtures, you do not need a permit. Permits are required when your project includes one or more of the following: Alteration to the existing floor plan, Structural changes that affect load-bearing walls and/or add or remove interior doorways, New or rerouted ductwork, New or relocated electrical or plumbing fixtures.
A Do-it-Yourself homeowner is under no obligation to follow to hire a certified EPA lead renovator to remove any threat of lead based paint in the home. But you might want to consider taking some recommended steps in keeping your family safe: Click Here for a link to a guide that should help you protect your family from lead.